COVID-19: Coronavirus - Government Support for Companies

Financial support for employers in The Netherlands

COVID-19 is now a top priority for any business in The Netherlands. Please make sure to stay up to date with daily updates published here: COVID-19 Coronavirus Netherlands – Employers Guide.

The Dutch Government announced to support companies during the COVID-19 crisis. Please read below a list of measures the government is offering for employers and self-employed persons [ZZP-er].

UPDATE: May 19, 2021

  • NOW: A temporary measure Employment Bridging Emergency Fund NOW (Noodfonds Overbrugging Werkgelegenheid) is set in place to provide financial support for employers to help pay their employees’ wages. From March until September 2020, NOW1 en NOW2 were applicable. Per October 1, 2020, NOW3 is set in place. Read the article on  COVID-19: Coronavirus – Emergency Fund NOW




  • BIK: Encouraging companies to make investments offering an investment discount. The application period will start September 1, 2021. More information can be found on the RVO website.


  • BMKB: the SME credit guarantee (BMKB) scheme will be extended to help SMEs that are affected by the coronavirus secure bank guarantees and bridge financing. Entrepreneurs in the hotel, cafe or travel industry, for example, who experience problems because customers stay at home or if the business has to close temporarily, could be borrow money.


  • COL: Startups, scale-ups and innovative SMEs are able to request a loan. Application can only be send in before October 1, 2020, after that date it is not possible to request support. More information on COL [Corona-Overbruggingslening] in Dutch:



  • GF: The Growth facility (GF) is intended for entrepreneurs who need risk-bearing capital, for example for rapid growth, a business takeover or expansion abroad. This scheme is intended to help entrepreneurs to attract financing. . More information.


  • KKC: [Klein Krediet Corona] loans possible for companies with a relatively small financing requirement (from 10,000 to 50,000 euros). Contact your local bank for more information (Rabobank, New 10 (ABN AMRO), ING, Kredietunie Groningen, de Volksbank en Triodos Bank).


  • Kick-start Voucher: For international SMEs, affected in their international activities. With an online Kickstart voucher employers will receive an 80% discount on the hiring of a self-selected external advisor to limit the consequences of the corona crisis for the company abroad.  More information in the RVO website


  • SET: Healthcare organisations that want to offer their clients eHealth solutions (such as video calls) and need to invest in apps, software or hardware, can apply for a subsidy under the extended Incentive scheme eHealth at Home (SET).


  • SPUKIJZ: Specific allowance for ice rinks and swimming pools. This benefit can only be applied for by municipalities where the accommodation is located.


  • TASO: Amateur sports organisations can make use of the TASO scheme.


  • ToZo: Self-employed persons [ZZP-ers], border workers and state pensioners [AOW-ers] can also claim the Temporary bridging scheme for independent entrepreneurs (Tozo). In addition, Self-employed persons who run into problems due to the coronavirus outbreak can appeal to the Bbz (Decree on assistance for self-employed persons 2004/Besluit bijstandverlening zelfstandigen) if they meet the conditions for this scheme. Regulation will continue until June 30 2021. Read more in this article on the Dutch Government website.



  • TOA: support entrepreneurs to use the opportunities that the Private Agreement Homologation Act (WHOA) will soon offer them. This makes it easier to reach agreements with creditors. Entrepreneurs can already meet with their creditors to formalise this immediately after 1 January 2021. Details on Dutch Chamber of Commerce website


  • TONK: The Temporary Support Necessary Costs (TONK) is intended for employers and the government will reimburse necessary costs (e.g. rent, mortgage, gas, water, electricity, etc.) due to loss of income. More information


  • TVL:  The Fixed Allowance (TVL) helps SMEs and self-employed professionals to pay part of their fixed costs. The compensation of a minimum of 1,000 euros and a maximum of 50,000 euros is for companies that have lost more than 30% of their turnover due to the corona crisis. Regulation will continue until June 30, 2021, visit RVO website


  • Qcredits: Entrepreneurs who have a loan from microcredit provider Qredits do not have to repay their loan for a period of 6 months. During this period, the interest will be reduced to 2%. The Dutch Government supports Qredits with 6 million euros, visit the website Qcredits



Stay up to date – Manage the impact on the workforce

Ensure that the team leading the taskforce/communication is up to date with the Coronavirus situation. It’s hard for employers and employees to know what to do or what they are expected to do as the situation changes daily. There are also many other questions to be considered, such as what are an employer’s compliance obligations, and how leave, benefit and sick policies apply. Read COVID-19 Coronavirus Netherlands – Employers Guide.  Comply with current legal obligations and government guidance in The Netherlands.


For more questions, speak to our HR Specialists.

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